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What is the Average Cost of a Loan? Average Loan Price

The average cost of a loan can vary between states but the national rate for a 30 year fixed rate loan is 4.87% while the 15 year fixed is 4.24%. The 30 year fixed jumbo is 5.46% and the 15 year fixed jumbo is 4.87%. The adjustable rate mortgage (ARM) offers a lower interest rate but the rate is linked to an economic index and is therefore adjusted periodically. Both fixed and adjustable rates have advantages and disadvantages.

by Margaret Walker on Fri, 12/31/2010 - 12:40

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